Civil servants can use the VwdA to supplement their public sector pension and build up an extra level of cover. The contribution is generally 25% of the highest possible compulsory contribution for the self-employed, which is €310.50 a month in 2020. On request, we can arrange to set a higher rate of 50%, 75% or even 100% of the compulsory contribution. In addition to the compulsory contribution (which varies depending on the rate chosen), you can make monthly voluntary payments of up to the highest possible compulsory contribution for the self-employed (€1,242.00 in 2020).
Just like contributions to the statutory pension insurance scheme, contributions paid to the VwdA are tax deductible, which in turn increases your net income. An annual limit nevertheless applies. In 2020, this stands at €25,045.80 if you are single and at €50,091.60 if you are married. Further information is available from the tax office or your tax consultant.